# Protect My Let > Tagline to go in here ## POSTS - [How can landlords rent to pet owners safely without sacrificing protection?](https://www.protectmylet.com/news-and-views/how-can-landlords-rent-to-pet-owners-safely-without-sacrificing-protection/):Pet Cover, Landlord renting to owners with pets Renters Rights Act - [Is your block of flats keeping up with current tenant expectations?](https://www.protectmylet.com/news-and-views/is-your-block-of-flats-keeping-up-with-current-tenant-expectations/):Is your block of flats keeping up with current tenant expectations? - [What does the 2026 regulatory pivot really mean for your rental property's condition?](https://www.protectmylet.com/news-and-views/what-does-the-2026-regulatory-pivot-really-mean-for-your-rental-propertys-condition/):Discover how the 2026 regulatory pivot impacts your rental property's condition. Stay ahead of compliance changes and ensure your property meets new standards. - [A landlord's guide to letting to tenants with pets](https://www.protectmylet.com/news-and-views/a-landlords-guide-to-letting-to-tenants-with-pets/):Discover how the new Renters’ Rights Act impacts landlords letting to pet owners. Learn to balance tenant appeal with property protection effectively. - [Why poor communication is costing UK landlords more than they think](https://www.protectmylet.com/news-and-views/why-poor-communication-is-costing-uk-landlords-more-than-they-think/):Discover how poor communication can cost UK landlords more than they realize. Learn to prevent disputes and protect your investment with proactive tenant engage - [Post Winter Checks: The insurance risks landlords should review before Spring](https://www.protectmylet.com/news-and-views/post-winter-insurance-risks-landlords-should-review-before-spring/):Ensure your rental property is ready for spring! Discover essential post-winter checks landlords must make to avoid costly insurance claims and legal issues. - [Freeholder insurance shortfalls leaving landlords exposed to rising rebuild costs](https://www.protectmylet.com/news-and-views/freeholder-insurance-shortfalls/):Are you a leasehold landlord? Learn the risks of underinsurance and rising rebuild costs. Protect your property with the right insurance cover today. - [Spring Ready: How to prepare your property for March and beyond](https://www.protectmylet.com/news-and-views/spring-ready-how-to-prepare-your-property-for-march-and-beyond/):Get your property spring-ready! Discover essential maintenance tips to protect your investment and prepare for warmer months. Don't let winter damage linger! - [Student Lets in 2026: Trends, Challenges and Opportunities for Landlords](https://www.protectmylet.com/news-and-views/student-lets-in-2026-trends-challenges-and-opportunities-for-landlords/):Discover 2026 trends in student lets! Learn how landlords can adapt to new regulations & meet energy-efficient demands of today's renters. - [New Year, New Tenancy: How to start 2026 on the right foot](https://www.protectmylet.com/news-and-views/how-to-start-2026-on-the-right-foot/):As we welcome 2026, landlords around the UK will have more to think about than just the usual resolutions. Some of the biggest changes to tenancy law in decades - [Energy Efficiency Upgrades for 2026: What Landlords Should Prioritise](https://www.protectmylet.com/news-and-views/energy-efficiency-upgrades-for-2026/):With energy costs remaining stubbornly high and tenant preferences increasingly shifting towards properties that are cheaper to run, 2026 could be a pivotal yea - [Autumn Budget 2025: What landlords need to know](https://www.protectmylet.com/news-and-views/autumn-budget-2025-what-landlords-need-to-know/):The Autumn Budget 2025 brings crucial updates for landlords. Learn about tax implications, regulatory changes, and what you need to know to protect your investm - [5 Winter Mistakes Landlords Make - and how to avoid them](https://www.protectmylet.com/news-and-views/5-winter-mistakes-landlords-make-and-how-to-avoid-them/):Avoid costly winter disasters as a landlord! Discover the top 5 mistakes to prevent issues like heating failures and energy leaks. Stay prepared this season! - [Smart rental upgrades that don't require planning permission](https://www.protectmylet.com/news-and-views/smart-rental-upgrades-that-dont-require-planning-permission/):Transform your rental property with smart upgrades that require no planning permission. Achieve high ROI and stylish interiors effortlessly. Learn more now! - [Renters' Rights Bill Clears Parliament: What does it mean for landlords?](https://www.protectmylet.com/news-and-views/renters-rights-bill-clears-parliament-what-does-it-mean-for-landlords/):Understand the new Renters' Rights Bill and its effects on landlords. Key changes include eviction rules and repair responsibilities—stay informed to adapt ef - [Boiler cover or home emergency cover - what's better for landlords?](https://www.protectmylet.com/news-and-views/boiler-cover-or-home-emergency-cover/):As a landlord, it’s your responsibility to keep your let in good condition for your tenants. Luckily, you’ve got a few options to protect your let with boil - [Why a Schedule of Condition is your best friend for tenant handover](https://www.protectmylet.com/news-and-views/why-a-schedule-of-condition-is-your-best-friend-for-tenant-handover/):Discover why a Schedule of Condition is essential for tenant handovers. It sets clear expectations, preventing disputes and safeguarding your deposit. - [A landlord and tenant's guide to a Schedule of Dilapidation](https://www.protectmylet.com/news-and-views/a-landlord-and-tenants-guide-to-a-schedule-of-dilapidation/):Learn how a Schedule of Dilapidation can safeguard landlords and tenants alike. Ensure clarity and peace of mind throughout your tenancy with our expert guide. - [5 Things to Check Before Renewing Your Rental Insurance Policy](https://www.protectmylet.com/news-and-views/5-things-to-check-before-renewing-your-rental-insurance-policy/):Ensure your rental insurance is up to date! Check these five key areas before renewing to protect your investment and meet changing legal requirements. - [10 Landlord tips for 2025](https://www.protectmylet.com/news-and-views/10-landlord-tips-for-2025/):Discover essential landlord tips for 2025! Stay compliant and confident with our checklist covering insurance, safety checks, and energy efficiency upgrades. - [The strategic advantage of an expert witness report for landlords](https://www.protectmylet.com/news-and-views/the-strategic-advantage-of-an-expert-witness-report-for-landlords/):Discover how an expert witness report can safeguard landlords against tenancy disputes. Gain credibility and clarity in legal matters with professional insights - [Becoming a student landlord: A guide](https://www.protectmylet.com/news-and-views/becoming-a-student-landlord-a-guide/):Discover the pros and cons of renting to students. Make informed decisions as a landlord and weigh the benefits and challenges. Read more now! - [Managing risk and minimising liability in your rental business](https://www.protectmylet.com/news-and-views/managing-risk-and-minimising-liability-in-your-rental-business/):Safeguard your rental property and minimize liability with our expert guide. Learn essential strategies for risk management and protecting your investment today - [Is Buy-to-Let Still a Good Investment?](https://www.protectmylet.com/news-and-views/is-buy-to-let-still-a-good-investment/):Is buy-to-let still a smart investment choice in 2025? Uncover the latest market shifts, rental demand, and economic factors affecting landlords today. - [Preparing to let without a letting agent: A checklist](https://www.protectmylet.com/news-and-views/preparing-to-let-without-a-letting-agent-a-checklist/):Essential tips for managing your rental property without a letting agent. Ensure safety & compliance to maximize your profits with Protect my Let. - [Key Events for Landlords in 2025](https://www.protectmylet.com/news-and-views/key-events-for-landlords-in-2025/):Stay ahead in 2025 as a landlord. Explore key events, market dynamics, & tax implications to ensure your property strategy remains robust & informed. - [Is your letting agent discriminating against DSS tenants?](https://www.protectmylet.com/news-and-views/is-your-letting-agent-discriminating-against-dss-tenants/):Make sure that your letting agent isn’t discriminating against potential DSS tenants and let us help you with your DSS landlord & general landlord insurance. - [How can landlord insurance protect your property?](https://www.protectmylet.com/news-and-views/how-can-landlord-insurance-protect-your-property/):Protect your rental properties with comprehensive landlord insurance. Learn about the optional features and coverage options with Protect my Let. - [Rats in your rental: what to do about vermin infestations](https://www.protectmylet.com/news-and-views/what-to-do-about-vermin-infestations/):What are your responsibilities as a landlord, and what should you do if your tenants report an infestation? Let’s take a look. - [Your guide to landlord insurance for multiple properties](https://www.protectmylet.com/news-and-views/your-guide-to-landlord-insurance-for-multiple-properties/):Find out how landlord insurance for multiple properties can make your life easier - save money, time and get a personal service with Protect My Let. - [Landlord obligations - five things your tenants require from YOU](https://www.protectmylet.com/news-and-views/landlord-obligations-five-things-your-tenants-require-from-you/):5 obligations for landlords: safe home, checks, deposit protection, tenant rights, and rent management. Learn more in our article. - [Landlord insurance for multiple properties: Are you underinsured?](https://www.protectmylet.com/news-and-views/landlord-insurance-for-multiple-properties-are-you-underinsured/):Underinsurance is when you don’t have the right insurance to cover the cost of your property or its contents we can offer you advice on how to avoid this. - [Landlords: Time to expand your property portfolio?](https://www.protectmylet.com/news-and-views/landlords-time-to-expand-your-property-portfolio/):The UK chancellor announced homebuyers won’t pay stamp duty on the first £500,000 of a property’s price in England and Northern Ireland until 31st March 20 - [School's nearly out! But are you sure your student landlord insurance isn't?](https://www.protectmylet.com/news-and-views/student-landlord-insurance-at-christmas/):Does your student landlord insurance cover you for an empty property during the Christmas break? In this article we discuss ensuring you have the correct cover. - [Do insurers favour professional let tenants for landlord insurance?](https://www.protectmylet.com/news-and-views/do-insurers-favour-professional-let-tenants-for-landlord-insurance/):Insurers can unfortunately view tenant types with different levels of risk. Find out why this is and how Protect My Let can help you with this short article. - [Guidelines for when your let property is unoccupied](https://www.protectmylet.com/news-and-views/guidelines-for-when-your-let-property-is-unoccupied/):If your let property is unoccupied & you cannot inspect it due to the current restrictions, then concerns around security and maintenance will be on your mind. - [How to protect your empty property](https://www.protectmylet.com/news-and-views/how-to-protect-your-empty-property/):Is your buy-to-let currently empty? Find out how empty property landlord insurance can help save you money, plus get top tips on safety and maintenance. - [Legal Expenses and Rent Guarantee - what you need to know](https://www.protectmylet.com/news-and-views/legal-expenses-and-rent-guarantee-what-you-need-to-know/):Legal cases are expensive & complex. That’s why landlords can add Legal Expenses cover to their landlord insurance. But is it enough to protect you? - [What to know before embarking on a rental renovation](https://www.protectmylet.com/news-and-views/what-to-know-before-embarking-on-a-rental-renovation/):Before starting a rental renovation, understand key factors like budgeting and upgrades. Ensure your property stands out to tenants with Protect My Let. - [Autumn 2024 Budget: What it means for landlords](https://www.protectmylet.com/news-and-views/autumn-2024-budget-what-it-means-for-landlords/):In the Autumn Budget 2024, the Chancellor, raised a slight sigh of relief from UK private landlords and property investors for not altering the Capital Gains Ta - [Rent Guarantee or Guaranteed Rent - what's the difference?](https://www.protectmylet.com/news-and-views/rent-guarantee-or-guaranteed-rent-whats-the-difference/):Rent Guarantee insurance ensures you get paid even if tenants fail to pay up. Learn more about this essential protection for landlords. - [Nicky Frost](https://www.protectmylet.com/people/nicky-frost/): - [What to do when your tenants won't pay rent](https://www.protectmylet.com/news-and-views/what-to-do-when-your-tenants-wont-pay-rent/):As a landlord, you rely on regular rent payment. Find out how to resolve disputes when your tenants aren't paying rent with Protect My Let. - [How to make the most of your holiday let](https://www.protectmylet.com/news-and-views/how-to-make-the-most-of-your-holiday-let/):Discover how to maximize your holiday let income with our essential guide. Find out how to target the right guests for your holiday let with Protect My Let. - [Landlord insurance and Airbnb: What hosts need to know](https://www.protectmylet.com/news-and-views/landlord-insurance-and-airbnb-what-hosts-need-to-know/):Essential tips on Airbnb hosting & landlord insurance. Protect your property & earnings with Protect My Let. Get a quote today! - [How to convert your student let into a standard HMO](https://www.protectmylet.com/news-and-views/how-to-convert-your-student-let-into-a-standard-hmo/):Everything you need to know to turn your student let into a standard HMO. How to get your licence, the changes you should make and the insurance you need. - [Landlord insurance: Fire safety and your HMO let](https://www.protectmylet.com/news-and-views/landlord-insurance-fire-safety-and-your-hmo-let/):Do you own a HMO Let? Are you aware of the fire safety regulations for your local area? Read our guide and make sure your HMO let is secure with Protect My Let. ## PAGES - [Thank you - Landlord Competition](https://www.protectmylet.com/protect-my-let-competition/thank-you-landlord-competition/):Thank you for requesting a quote. - [Protect My Let Competition 2026](https://www.protectmylet.com/protect-my-let-competition/): - [Home](https://www.protectmylet.com/):Protect My Let offer specialist insurance for Landlords, buy-to-let properties and commercial property cover. Request a quote online or give us a call. - [Unoccupied Landlord Insurance](https://www.protectmylet.com/landlord-insurance/unoccupied-landlord-insurance/):Find out what cover you need when your rental property is unoccupied and how to better protect it with Unoccupied Landlord Insurance from Protect My Let. - [Landlord Insurance for DSS Tenants](https://www.protectmylet.com/landlord-insurance/landlord-insurance-dss-tenants/):Landlord insurance for DSS tenants is specialist cover that protects you from the risks associated with DSS housing. Get a quote from Protect My Let today. - [Student Landlord Insurance](https://www.protectmylet.com/landlord-insurance/student-landlord-insurance/):Protect your rental properties with specialist student landlord insurance from Protect My Let. Get a quote today. - [Serviced Accommodation Insurance](https://www.protectmylet.com/landlord-insurance/serviced-accommodation-insurance/):From a one-night let to a six-month rental, serviced accommodation insurance with PML protects you and your property. Get a quote today. - [Professional Let](https://www.protectmylet.com/landlord-insurance/professional-let/):Even though working tennants are arguably the most reliable, you still need to make sure you have the right cover in place. Protect My Let are here to help. - [Non-standard Landlord Insurance](https://www.protectmylet.com/landlord-insurance/non-standard-landlord-insurance/):Specialist landlord insurance for landlords who let non-standard or specialist properties in the UK. Get a quote today. - [Rent Guarantee Insurance](https://www.protectmylet.com/landlord-insurance/rent-guarantee-insurance/):Rent guarantee insurance covers landlords against tenant rent arrears and offers financial assistance for evictions and legal disputes. Get a quote today. - [Block of Flats Insurance](https://www.protectmylet.com/landlord-insurance/block-of-flats-insurance/):Protect My Let shows who’s responsible for block of flats insurance, why you need it, and what areas and risks should be in the policy cover - [Freeholder Building Insurance](https://www.protectmylet.com/landlord-insurance/freeholder-building-insurance/):Freeholder buildings insurance is specialist cover that protects against the risks that come with owning the freehold of a building. Get a quote from PML. - [HMO Insurance](https://www.protectmylet.com/landlord-insurance/hmo-insurance/):Protect your HMO rentals with reliable HMO insurance from PML. Tailored cover for landlords - get your quote today. - [Multi-Property Landlord Insurance](https://www.protectmylet.com/landlord-insurance/multi-property-landlord-insurance/):Simplify your portfolio with Multi-property Landlord Insurance from Protect My Let. Specialist cover for multiple properties. Get a quote today. - [Get a Quote](https://www.protectmylet.com/quote-form/):Protect My Let insurance, specialist cover for home & property, request a quote so that we can discuss your insurance requirements with you. - [Single-Property Landlord Insurance](https://www.protectmylet.com/landlord-insurance/single-property-landlord/):Protect your investment with Single Property Landlord Insurance from Protect My Let. Get cover for accidental damage, legal expenses & more. Get a quote today. - [Landlord Insurance](https://www.protectmylet.com/landlord-insurance/):Insurance for landlords that covers property damage, rent loss, legal costs & more. Get a quote from Protect My Let today. - [Landlord Home Emergency Cover](https://www.protectmylet.com/landlord-insurance/landlord-home-emergency-cover/):Get leaks, boilers, and broken locks in your rented properties quickly fixed by a contractor with landlord home emergency cover. - [About Us](https://www.protectmylet.com/about-us/):Here at Protect My Let, our goal is to find you the best landlord insurance for your needs. We will find the right cover at the right price for you. - [Refer a Landlord](https://www.protectmylet.com/landlord-insurance/refer-a-landlord/):Let a fellow landlord know about us & you could earn £50 when they take out a policy. Plus, they’ll enjoy a £50 discount on their first policy with us too. - [LNPG Members Insurance](https://www.protectmylet.com/lnpg-members-insurance/):As LNPG’s insurance partner, we bring our personal and straightforward approach to finding better landlord insurance to the LNPG community. - [LNPG Member - Request a Callback](https://www.protectmylet.com/lnpg-members-insurance/request-a-callback/):Protect My Let provides tailored coverage to meet your needs. Request a callback today for a personalized consultation. - [Refer a Landlord - Endsleigh](https://www.protectmylet.com/refer-a-landlord-endsleigh/):Let a fellow landlord know about us & you could earn £30 when they take out a policy. Plus, they’ll enjoy a £30 discount on their first policy with us too. - [Thank you - Callback Request](https://www.protectmylet.com/request-a-callback/thank-you/):Thank you for requesting a callback. - [LNPG Renewal Reminder 2026](https://www.protectmylet.com/lnpg-renewal-reminder-2026/):Submit your LNPG Landlord Insurance Renewal Reminder form - [LNPG Renewal Reminder](https://www.protectmylet.com/lnpg-renewal-reminder/):Submit your LNPG Landlord Insurance Renewal Reminder form - [Terms of Business](https://www.protectmylet.com/terms-of-business/):Protect My Let is a trading name of Howden UK Brokers Limited. Here you can find our complete terms of business agreement. - [Contact Us](https://www.protectmylet.com/contact-us/):Our friendly team are always at the end of a phone, ready to help you. Whether you’re looking for a new policy or need to change your details, give us a call. - [Cookie Policy](https://www.protectmylet.com/cookie-policy/):There are various uses for cookies, such as remembering which items you have placed in your shopping basket or analysing your browsing behaviour. - [Terms & Conditions](https://www.protectmylet.com/terms-and-conditions/):As a visitor to this site, you agree to be bound by the following terms and conditions. All of which can be found on this page. - [Privacy Notice](https://www.protectmylet.com/privacy-notice/):This Privacy Notice covers the information practices of Aston Lark group companies and their subsidiaries and associated companies including Protect My Let. - [Win an AO Appliance Terms and Conditions](https://www.protectmylet.com/ao-appliance-terms-and-conditions/):Win an AO Appliance Terms and Conditions - [Thank you - Landlord Competition](https://www.protectmylet.com/win-landlord-insurance-for-a-year/thank-you/):Thank you for requesting a quote. - [Thank you - Complete your quote](https://www.protectmylet.com/complete-your-quote/thank-you/):Thank you for requesting a callback. - [Complete your quote](https://www.protectmylet.com/complete-your-quote/):Complete your quote - [Thank you - Quote Form](https://www.protectmylet.com/quote-form/thank-you/):Thank you for requesting a quote. - [Thank you - Get a Quote](https://www.protectmylet.com/quote-form/thank-you-2/):Thank you for requesting a quote. - [Frequently Asked Questions](https://www.protectmylet.com/faqs/):We have put together some of our most frequently asked questions to help you but if you can't find what you are looking for, please get in touch. - [Protect My Let: Your Partner in Property Protection](https://www.protectmylet.com/protect-my-let-your-partner-in-property-protection/):As a valued Property Notify member, you deserve the best protection for your rental properties.