Terms and Conditions

1. Competition Details

“Promoter”

Protect My Let is a trading name of Howden UK Brokers Limited, which is authorised and regulated by the Financial Conduct Authority No. 307663. Registered in England and Wales under company registration number 02831010. Registered Office: One Creechurch Place, London, EC3A 5AF.

PML office

2 Amphora Place
Sheepen Road
Colchester
Essex
CO3 3WG

“Competition”

There is a limit of one entry per person per action.

Take out a new landlord insurance policy and enter our competition for the chance to receive £450 towards the cost of your insurance in the form of a prepaid payment card. There is a limit of one entry per person per action.

“Opening Date”

09:00 on 07-08-2026“

Closing Date”

17:00 on 07-11-2026

Entries received after this time will not be accepted.

“Prize”

Details: Money off  landlord insurance – new client only

Cash Value: £450 towards the cost of your insurance in the form of a prepaid payment card.

Number available: 1

Exclusions: The competition is free to enter to all residents in England, Scotland and Wales aged 18 years old.
The Promoter accepts no responsibility for lost or delayed entries due to technical issues.
The prize cannot be applied to existing customers, renewals, or mid term adjustments.
Additional insurance terms, conditions, and exclusions apply.
The prize cannot be claimed by a third party.
The prize is non transferable, non negotiable, and not exchangeable for cash.

1.1 You agree to be bound by these terms and conditions by submitting a Competition entry.
2. Eligibility
2.1 The Competition is open to all residents in England, Northern Ireland, Wales and Scotland aged 18 years or over, except employees (and/or their immediate families or households) of the Promoter or its holding or subsidiary companies.
2.2 The Promoter will not accept Competition entries that are incomplete, illegible, or have been altered, reconstructed, forged or tampered with.
2.3 The competition is open to new customers only.
2.4 Take out a new landlord insurance policy and enter our competition for the chance to receive £450 towards the cost of your insurance in the form of a prepaid payment card.
3. How to enter
3.1 To enter the Competition, you must complete and submit the entry form via the website link and provide the information requested.
3.2 Use of your information
We will use the information you provide for the purposes of administering the Competition, including validating entries, contacting winners, and delivering prizes where applicable.
Your personal information will be processed in accordance with our Privacy Notice, which can be viewed here: Privacy Notice – Protect My Let
We would like to keep you informed about future promotions, offers, products and services from Protect My Let. If you would like to receive these marketing communications, please indicate your consent below. Your decision whether or not to receive marketing communications will not affect your entry into the Competition or your chances of winning.
4. Marketing Communications | We would like to keep you informed about future promotions, offers, products and services from Protect My Let.
4.1 If you would like to receive Protect My Let marketing communications, please indicate your consent by ticking the I consent box. Your decision whether or not to receive marketing communications will not affect your entry into the Competition or your chances of winning.
4.2 You can withdraw your consent at any time by using the unsubscribe link included in our future communications or by contacting us directly.
5. Competition Entry Confirmation
5.1 The Promoter must receive All Competition entries through the specified method by no later than 17.00 on the Closing Date. All Competition entries received after the Closing Date are automatically disqualified.
5.2 The Promoter will not accept responsibility for Competition entries that are lost, mislaid, damaged or delayed in transit, regardless of cause, including, for example, as a result of any postal failure, equipment failure, technical malfunction, systems, satellite, network, server, computer hardware or software failure of any kind.
5.3 Entry is limited to individuals who are new customers and who request a genuine quote by entering their renewal date and speaking with our teams of advisors and take out a new landlord insurance policy with the Promoter.
5.4 Any policy taken out must be new business only; renewals or policy transfers are excluded.
6. Selection process and claiming the prize
6.1 A random number generator will choose the winner, the selection is final, and no correspondence or discussion will be entered into.
6.2 The Promoter will contact the winner via the contact information provided. The Promoter will not amend contact information after submitting the Competition entry form.
6.3 The Promoter will make all reasonable efforts to contact the winner. If the winner cannot be contacted or has not claimed their prize within 30 (thirty) days of being notified, the Promoter reserves the right to offer the prize to the next eligible entrant selected from the correct entries received before the Closing Date. The Promoter accepts no responsibility if you cannot take up the prize. The prize may not be claimed by a third party on your behalf.
6.4 If you object to any or all of your surname, county and winning entry being published, please get in touch with the Promoter. In such circumstances, the Promoter may still provide the information to the Advertising Standards Authority on request.
7. Data protection and publicity
The Promoter will only process your personal information as set out in the Promoter’s Privacy Policy https://www.howdengroup.com/uk-en/privacy-data-protection-policy.
8. Limitation of liability
Insofar as is permitted by law, the Promoter, its agents or distributors will not in any circumstances be responsible or liable to compensate any entrant to the Competition or accept any liability for any direct or indirect loss and/or damage occurring as a result of participating in the Competition, including but not limited to, taking up the prize. Your statutory rights are not affected.
9. General
9.1 The Promoter reserves the right to, at its sole discretion, exclude or disqualify any participant whose conduct is contrary to the spirit or intention of the Competition or who is in breach of these terms and conditions.
9.2 The Promoter reserves the right to hold, void, suspend, cancel, or amend the prize Competition where necessary.
9.3 In the event of a discrepancy between these terms and conditions and the provisions of any promotional material relating to the Competition, the provisions in these terms and conditions will prevail.
9.4 The laws of England and Wales shall govern these terms and conditions, and the parties will submit to the exclusive jurisdiction of the courts of England and Wales.