Multi-Property Landlord Insurance

Looking for landlord insurance for multiple properties? PML provides single-policy cost-saving solutions for entire rental portfolios, from floor tiles to ceiling tiles.

Chat to us about a quote

What is Multi-property Landlord Insurance?

Multi-property Landlord Insurance is one specialist policy that covers a landlord’s property portfolio. Also called Landlord Portfolio Insurance, this cover is an umbrella insurance solution for those who rent out multiple properties.

Rather than you having to take out single policies and individual cover for every property in your portfolio, this brings them into one insurance “home”.

That means one cost, one renewal date, one specialist team, and a whole lot less admin.

What does Multi-property Insurance cover?

At Protect My Let we find competitively priced multiple property landlord insurance options, tailored to your exact needs. Cover can include:

Landlord building insurance
Protect your rental property against risks like fire and flood. Buildings insurance keeps your investment secure.
Landlord contents insurance
Protection for the items you provide to tenants. From white goods to furniture and fixtures.
Landlord liability insurance
Protection from legal and financial claims – covering injuries or damage caused to third parties on your rental premises.
Extended periods of unoccupancy
Includes up to 90 days of unoccupancy cover – even during refurbishments or while waiting to let your property.
Accidental damage
Landlord insurance with accidental damage – covering many incidents, from ruined carpets to dents in walls. Included as standard with some of our chosen insurers.
Malicious damage by tenants cover
Keeping you and your rental property safe from deliberate damage by your tenants.
Loss of rent and alternative accommodation
Protection if your property becomes uninhabitable – covers lost rental income and alternative accommodation costs for up to three years.
£100,000* legal expenses cover
Supporting you through disputes, rent arrears, property damage, and more.
Home emergency with boiler cover – from £86
Add on landlord boiler cover for multiple properties. Quick help for boiler breakdowns and other urgent issues.
One policy, one renewal date
Cover all your rental properties under a single policy with one renewal date, making management easier and more efficient.
Instant access to legal documents
Access essential legal documents at the touch of a button, including draft tenancy agreements, anytime you need them.

*Please note this is available at no extra charge if you take out a policy with MS Amlin. We have a panel of thirteen insurers, most of which offer cover for legal expenses.

Give us a call
01206 655 899
Or, we can call you

Why choose Protect My Let?

Graphic depicting a hand holding a star in blue outline.
TRUSTED SERVICE

Our specialist team has more than 50 years of combined experience and we’re the exclusive landlord insurance provider for the LNPG.

We were also awarded the Feefo Gold Trusted Service award for 2022.

Legal scale image.
24/7 LEGAL ADVICE LINE

Going through the legal process can be very stressful, so our dedicated experts are always on hand to calm your concerns, whatever the hour.

Robot image.
WE’RE REAL PEOPLE, NOT ROBOTS

Our approach is personal. We’re all about direct conversations, down-to-earth advice and straightforward solutions. There are no chatbots on the PML team, only humans.

What insurance do I need as a multi-property landlord?

If you’re renting out more than one property, it’s most efficient to have your portfolio covered on one policy. That’s where Multi-landlord Insurance comes in. This ensures your properties can all have the essential covers (such as buildings, contents, liability etc.) on one easy-to-manage policy.

If you’re a landlord with a number of rented properties, at Protect My Let, we strongly suggest that you consider the various benefits of landlord multi-property insurance.

Lease agreement form with keys and a pen on a surface, placed over floor plans.
Row of terraced houses with

What are the benefits of Multi-property Landlord Insurance?

Insuring your portfolio with Multi-property Landlord Insurance has multiple benefits including:

  • Just one insurance renewal date – so you’ll never forget and will be able to track everything with ease
  • One cost
  • Cost savings – insuring multiple properties on one policy can be cost-effective with multi-property discounts
  • Increased flexibility – it’s easy to add and remove properties from your policy as your portfolio changes
  • Reduced admin – saves time and hassle having everything on one policy

How many properties can I cover on a Multi-property Landlord Insurance policy?

With Protect My Let, you can cover up to 20 properties on one policy.

Give us a call
01206 655 899
Or, we can call you

Don't need multi-property landlord insurance now? We'll contact you closer to the time.

Frequently asked questions

What’s the best way to insure my property portfolio?

At PML, our specialist team have the insight, experience, and contacts to align you and your property portfolio with the most suitable insurance solution. Whether you have a number of student lets, manage multiple blocks of flats, or own several houses on one street, we can guide and aim to connect you with the best insurance for landlords with multiple properties.

Looking for large portfolio landlord insurance? Large property portfolios are a particular specialism of PML. We have the specialist skills, people, and experience to make sure every one of your rented properties has the correct cover.

How much does Multi-property Landlord Insurance cost?

No two properties are the same, so no two quotes are the same either.

We know it can be tempting to want to seek out the cheapest landlord insurance for multiple properties, but it’s in your best interests to prioritise quality over price. Your priority should be getting the right cover for you and your portfolio.

At Protect My Let, we work hard to get to know you and build a policy that’s suited to your needs. We’ll never choose an off-the-shelf solution and will always aim to provide you with the best Multi-property Landlord Insurance possible.

To get a price, simply give us a call at PML and talk to one of our experts.

Can I add more properties to my multi-property landlord insurance policy?

Yes! Our policies are flexible. You will of course need to let the PML team know and provide full details of the additional properties.

Can I cover different types of properties with Multi-property Landlord Insurance?

Yes. You may have blocks of flats, shared accommodation, and conversions – all can be covered with multi-property landlord insurance, although these may be on separate policies.

Can I cover residential and commercial properties on the same policy?

No. Residential and commercial property rentals do require separate policies, but give us a call and we can advise on the most straightforward and cost-efficient way to arrange this.

Help another landlord out

We know that it’s not always easy being a landlord. And with constantly changing legislation, it’s especially tough at the moment. That’s why now, more than ever, we want to help more landlords like you.

If you know other landlords, tell them about us and you could earn yourself £50 if and when they take out a policy with Protect My Let. Plus, they’ll enjoy a £50 discount on their first policy with us*. Win-win!

*Terms and conditions apply:

To qualify for this offer, you must be an existing customer or be recommended to us by an existing customer. For existing customers, please make sure that in giving us your recommended friend’s contact details, they agree to be contacted by Protect My Let for a property owners quote. Payments are limited to £50 for each new customer. New customer policies must be in force for at least one month before we make payment. Please allow at least 90 days for delivery of payment. We reserve the right to withdraw this offer at any time.

How do I make sure I’m not underinsured?

As the property owner, it’s your responsibility to make sure that you provide up-to-date figures to your insurer. Read more about avoiding being underinsured as a landlord of multiple properties.

Read our Policy Documents

You might also be interested in…

Blog

Give us a call
01206 655 899
Or, we can call you